How does it work?

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Once we have set up your Property Circle, you can list it as a “Circle in Progress” on the MPC platform to attract like-minded investors

Use our calculators to decide how much you would like to spend on your first property, and how many Members you need

Calculators

Pay $1000 to secure your place and get the ball rolling (these funds will form part of your contribution to the Circle, they are not in addition.)

• Circle guidelines will be set up to make sure everyone in the Circle is on the same page
• Once your Circle is complete, you can list your Circle on the platform for others to join

Decide how you would like to finance your Circle. A typical Circle has two financing options

1. The Unit Trust itself takes out the mortgage, with a personal guarantee held by one or more of the Directors

   Circle Members may elect to pay a Director’s fee (approximately $5000 per property per annum) as compensation for the additional responsibility. If you are starting a Circle, you must elect to be a Circle Director, or find someone who can be

2. The Circle buys property unencumbered by a mortgage

   Circle Members can purchase units (shares) in the Circle using:

   • Cash
   • Funds that they have personally borrowed
   • Self Managed Super Fund

• If you don’t have a property in mind, property buyers will select the perfect properties for you, and members will vote for their favourite
• Units (shares) will be issued to each member based on their deposited amount
• All costs are paid by your Property Circle from rent received. If there is a shortfall of rent, members may be required to cover losses by investing further funds

Our Property Circle partners will ensure that the hard work of running the Property Circle is easy and transparent

• Accountant
• Bookkeeper
• Property manager
• Buyer’s Agent
• Mortgage Broker
• Lawyer

Your Circle will hold a bi-annual meeting with an experienced Chair

You can monitor your investments easily through our portal

Sit back and watch your portfolio grow

Based on your Circle guidelines, your Circle may aim to purchase up to four properties in five years, and you will contribute a new deposit each year

If you can’t afford the deposit each year, don’t worry, this is not a legal obligation. Some Circle Members contribute more than others, they will own a greater share of the units (shares)

The Circle may also elect to issue units for sale on the MPC platform – adding more members and more funds

Depending on your Circle guidelines: After five years properties will be sold, or members can vote to keep investing

You can exit at any time by selling your units (shares)